by Merit:

Intesa sanpaolo for Rainbow Academy students

Rainbow Academy students can count on economic support designed by Intesa Sanpaolo to enable them to expand their skills. "Per Merito" is a grant that students of Rainbow Academy residing in Italy can obtain, under the sole condition of being in good standing with the chosen course of study and does not require any guarantee. "per Merito" allows you to meet the cost of enrollment, the purchase of teaching materials, the cost of housing and everything necessary to face your course of study with peace of mind. At the end of studies, a "bridge period" can be activated of up to 2 years, during which the student will not have to return anything yet. The repayment can be made in a lump sum or by personal loan with a duration maximum of 30 years. In case of early repayment there are no additional costs. The rate is fixed and defined at the time of application. All interest is paid back by Intesa Sanpaolo to the Fund for Impact, the fund created for groups with difficulties in accessing credit.

How can I apply for Merit funding?

Funding can be applied for by those who want to enroll in one of the Rainbow Academy master's programs.

1. Attend the Open Day

The first step is to attend the OPEN DAY. Reserve your spot

2. Support the interview

Afterwards, you will be able to have your individual interview with the Academy's orientation officers.

3. Confirm your enrollment

When you confirm your application, simply indicate your funding request on the form. The secretary's office will send you along with the enrollment forms, the guide for activating the Merit Loan, which you will have to take care of yourself.

4. Make an appointment

Within 5 days of signing the contract and entering of the required documentation on the site, you will receive an authorization and with that you will be able to make an appointment at any any Intesa Sanpaolo branch for your current account.


Below we answer the most frequently asked questions

The amount that can be disbursed is up to a maximum of €15,000 and is disbursed once you have enrolled in the Academy, following the procedures that will be communicated to you. The maximum amount will depend on the duration of the course itself. You will be able to use this amount for any expenses inherent to the Master's program and for the period thereafter.

To enter, you will only need to prove that you are a student of legal age, resident in Italy, regularly enrolled at our institution and meet the requirements listed below.
Age: at least 18 years old
Residence: Italy
Bachelor's degree with any grade or diploma with grade of 70/100 or higher.
For foreign students, to apply for funding, it is not residence permit is sufficient: it is necessary to have the registered residence in an Italian municipality.

When you decide to confirm your enrollment, you will simply indicate your request on the enrollment form, register with the Intesa Sanpaolo portal, via the link below:
and directly enter your request, indicating Rainbow Academy as your referring institution.
Within 5 days of signing the contract and entering of the required documentation, you will receive an authorization and with that you will be able to make an appointment at any Intesa Sanpaolo branch to complete all the paperwork for opening your account. After a few days, you will get the sum with which to pay off the amount of the Master's degree and begin your adventure in Rainbow Academy!

The loan is denied only if you are already in a delinquent situation. In any case, when enrollment is tied to obtaining the loan, should this not be disbursed to you, you can contact the Academy, which will cause your enrollment in the Master's program to lapse or explore other possibilities.

Rainbow Academy staff will guide you through the process of applying for funding, but will not intervene in the technical specifications, for those you can refer directly to Intesa Sanpaolo's bank contacts before you enter the loan application. They will surely know how best to help you and answer any questions you may have.

The great opportunity you will have by applying for this financing is that you will start repaying not before a year from the end of your Master's degree. You will then have some time to look for a job and do all your training in peace.
Advertising message with promotional purposes of Intesa Sanpaolo "per Merito" is a credit product dedicated to students attending Universities in Italy and abroad, or Postgraduate Training Institutions. For contract terms and conditions consult the Information Sheets available in branches and on the Bank's website. The granting of the loan is subject to the approval of Intesa Sanpaolo S.p.A.
For further details:
Intesa Sanpaolo - loan-honor-for-merit

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